The Central and Eastern European Forum 2018

Rafal Kozlowski

President and Chief Executive Officer

PKO Bank Hipoteczny

Rafał Kozłowski the president and chief executive officer at PKO Bank Hipoteczny. He is a leading specialist in the area of mortgage banking, financial risk, controlling, audit and reporting. During his career, he has worked on building banking strategies and budgets and monitoring their implementation; preparation of financial analysis and stock-exchange statements; and preparing public offerings and acquisitions of foreign entities. He is a graduate of the Warsaw School of Economics in quantitative methods and information systems, as well as the University of Warsaw and University of Illinois, where he received an MBA in 2008. Mr Kozłowski has worked in the banking sector since 1995, holding managerial positions in Powszechny Bank Kredytowy, Bank BPH-PBK, Bank Pekao SA and PKO Bank Polski. He also held the position of financial director and management board member in the Amsterdam-based Corporation of European Pharmaceutical Distributors N.V., where he managed an international holding of 160 companies in Poland, Lithuania and the UK. Since 2012 Mr Kozłowski has been with PKO Bank Polski, where his duties have included the establishment of PKO Bank Hipoteczny.


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