The Euromoney/ECBC Covered Bond Congress 2017


Didier Millerot

Head of Unit, Banks and Financial Conglomerates

European Commission

Didier Millerot is the head of unit, banks and financial conglomerates at the European Commission.

See full bio


Stuart Kirk

Head of the Research Institute

Deutsche Asset Management

Stuart Kirk is head of the research institute at Deutsche Asset Management

See full bio


Bernd Lucke MEP

Member, Committee on Economic and Monetary Affairs

European Parliament

Bernd Lucke is a Member of the European Parliament (MEP) and a member of the German political party, Liberal-Konservative Reformer.

See full bio


Jean François Robin

Head of Rates, Forex and Cross Asset Strategies, Global Markets Research


Jean Francois has worked at Natixis since 2001. He is part of the global market research of the bank and head of the strategy team in charge of rates, Fx and cross asset. Before that, he was a trader in sovereign debt, in charge of the market making of credit

See full bio

Sigmund Aas


European AVM Alliance

Sigmund Aas is head of international relations at Eiendomsverdi AS, Norway’s leading, and one of Europe’s largest, providers of automated valuation models and housing intelligence

See full bio

Niek Allon

Chairman, European Covered Bond Council (ECBC) and Associate Director Debt Capital Markets, Syndicate


Niek Allon is an associate director debt capital markets/syndicate at NIBC Bank. Niek joined the bank in 1997 and has since then performed several roles within treasury, structuring, syndicate and distribution.

See full bio

Caspar Andersen

European Structured Finance

S&P Global Ratings

Casper Andersen is a director and senior member of the European covered bond team.

See full bio

Morten Bækmand Nielsen

Head Of Investor Relations, Group Treasury


Morten Bækmand Nielsen is head of investor relations at Danish mortgage bank Nykredit. He holds a masters degree in economics from the University of Copenhagen and has attended courses at London Business School and University of Pennsylvania /Wharton.

See full bio

Claudia Baerdges-Koch

Deputy Head of Treasury

Münchener Hypothekenbank

Claudia Baerdges-Koch is deputy head of treasury at Münchener Hypothekenbank in Munich. Her responsibilities include funding and liquidity management as well as debt investor relations.

See full bio

Ruth Beddows


GlobalCapital - now incorporating The Cover

Ruth Beddows left Euromoney Conferences, where she had been director of capital markets and head of covered bonds, in December 2014. She moved within the Euromoney family to GlobalCapital to learn the arts of journalism and editing.

See full bio

Louise Bergström

Head of Investor Relations

SBAB/The Swedish Covered Bond Corporation

Louise Bergström is currently working at SBAB and The Swedish Covered Bond Corporation as head of investor relations.

See full bio

Luca Bertalot

Secretary General

European Mortgage Federation - European Covered Bond Council (EMF-ECBC)

Luca Bertalot is secretary general of the European Mortgage Federation - European Covered Bond Council (EMF-ECBC), representing the interests of EU mortgage lenders and the covered bond community in discussions with the European institutions and stakeholders in general on all issues relating to the retail and funding sides of the

See full bio

Alexander Boor

Head of Funding and Investor Relations,

Hypo Vorarlberg

Alexander Boor joined Hypo Vorarlberg in 2008 and is heading the team funding and investor relations. His responsibilities include funding and liquidity management as well as debt investor relations.

See full bio

Elena Bortolotti

Co-Head of GFS Securitisation


Elena Bortolotti is co-head of GFS Securitisation at Barclays. She joined Barclays’ securitisation and covered bond structuring team in January 2006.

See full bio

Hein Bulter

Portfolio Manager Covered Bonds and Financials

Achmea Investment Management

Hein Bulter works as a portfolio manager in the Credit team of Achmea Investment Management, which manages roughly €7bn in Credits, Covered Bonds and SSAs.

See full bio

Ulrik Carstens

Head of Danish Fixed Income

Danske Capital

Ulrik Carstens is the head of Danske Capital’s Danish fixed income team, and chief portfolio manager of the firm’s Danish mortgage bond strategies. His team manages over €25 billion in assets for European and Asian institutional investors and mutual funds.

See full bio

Colin Chen

Managing Director and Head of Structured Debt Solutions

DBS Bank

Colin is the managing director and head of structured debt solutions at DBS Bank. He has more than 21 years of investment banking and structured capital markets experience, and is responsible for building and expanding DBS’ push to provide its clients structured fund raising solutions.

See full bio

Charlie Corbett

Editorial Director

Euromoney Conferences

Charlie Corbett has worked as a senior financial journalist and editor for a broad range of international newspapers and magazines.

See full bio

Cristina Costa

Senior Covered Bond Analyst

Societe Generale Corporate & Investment Banking

Cristina Costa is senior covered bond analyst at SG CIB. Before joining Societe Generale, she spent seven years at Natixis in a similar function and four years at the European Covered Bond Council.

See full bio

Andreas Denger

Senior Fixed Income Portfolio Manager


Andreas is a senior fixed income portfolio manager at MEAG MUNICH ERGO Asset Management (‘MEAG’) in Munich. Besides managing fixed income portfolios, Andreas is responsible for analysing covered bonds

See full bio

Punit Dholakia

Vice President, FIG Debt Capital Markets, New York

Punit Dholakia is currently vice president of Barclays’ FIG Debt Capital Markets Team in New York with approximately 10 years of experience across various capital markets businesses - securitization, senior unsecured and covered bonds. Punit has been with Barclays since 2010 and currently covers North American banks, business developments companies

See full bio

Boudewijn Dierick

Head of Flow ABS and Covered Bond Structuring

BNP Paribas

Boudewijn Dierick is head of flow ABS and covered bond structuring at BNP Paribas. He joined BNP Paribas in December 2006 and has held his current position since June 2013.

See full bio

Paul Dudouit

Managing Director, Head of Capital Markets

Credit Foncier

Paul Dudouit is head of capital markets at Crédit Foncier – the leading specialised real estate finance institution in France, and part of the BPCE – France’s second largest banking group. His role includes responsibility for bond issuance of Compagnie de Financement Foncier – the group’s AAA-rated société de crédit

See full bio

Florian Eichert

Head of Covered Bond and SSA Research

Credit Agricole CIB

 CA-CIB’s covered bond research is headed by highly-experienced analyst Florian Eichert, CFA, who joined CA-CIB in August 2010 from LBBW in Stuttgart, where he had been for six years in a similar role.

See full bio

Giorgio Erasmi

Head of Institutional Funding

UBI Banca

Giorgio Erasmi is head of treasury and funding at UBI Banca. He has direct responsibility for the institutional funding of UBI Group: including EMTN, covered bonds, ABS, repo market and short-term funding, with particular focus on relationship management, structuring and execution.

See full bio

Giulio Favaretto

Portfolio Manager

Generali Investments

Giulio Favaretto is the portfolio manager at Generali Investments and started his career in 2002 at Euro Capital Structures in Dublin, a company set up with the main purpose of developing captive securitization transactions for the UniCredit and Fiat Groups

See full bio

Scott Forrest

Head of Debt Capital Markets and Capital Strategy

RBS Treasury

Scott joined RBS in 2013 initially to head up the capital strategy team and having day-to-day responsibility for issuance and liability management of management of capital securities, subsequently assuming responsibility for senior and secured issuances where he has overall responsibility for the group’s covered bond programme.

See full bio

Juan David García

Senior Director

Juan David García is a senior director within Fitch Ratings’ European structured finance group, based in Madrid.

See full bio

Christopher Garnett

Senior External Adviser

Euromoney Conferences

Christopher Garnett is senior external adviser to Euromoney Conferences. He worked in various roles at Euromoney Institutional Investor from 1988.

See full bio

Sami Gotrane

Head of Treasury and Financial Markets


Sami Gotrane was appointed managing director, member of the executive committee and head of treasury and capital markets of the Société de Financement Local (SFIL) and member of the supervisory board of its 100% subsidiary, the Caisse Française de Financement Local (CAFFIL), in February 2013.

See full bio

Hagen Gräfe

FI Origination


Hagen Gräfe works in FI Origination at UniCredit bank AG. He began there in January 2005 and started his career in the Institutional Distribution Team.

See full bio

Georg Grodzki

Chief Investment Officer and Head of Investment Committee

Bohler Asset Management

Georg Grodzki, chief investment officer and head of the investment committee at Bohler Asset Management, has over 25 years of experience in institutional asset management and investment banking.

See full bio

Ralf Grossmann

Head of Covered Bond – Origination

Societe Generale Corporate & Investment Banking

Ralf Grossmann has 20 years of experience in covered bonds of which the last 10 years as head of covered bond origination at SG. Before this, he was head of covered bond research at Natixis where he started in 1997.

See full bio

Carl Haarnack

Senior Portfolio Manager


Carl Haarnack is a senior fixed-income portfolio manager for ACTIAM. In this role he is responsible for investments in government bonds, SSAs and covered bonds. For many years he has, in close cooperation with ACTIAM’s ESG team, contributed to the expanding of the green and social bond portfolios.

See full bio

Sverre Holbek

Senior Analyst, Covered Bond Research

Dankse Bank Markets

Sverre Holbek is a senior analyst in the covered bond research group of Danske Bank, C&I. He is based in Copenhagen, Denmark and he covers the European covered bond markets, focusing on the Nordics in particular.

See full bio

Joe Hopkins

Funding and Capital Markets


Joe Hopkins is responsible for execution of term wholesale funding at Nationwide Building Society, the largest building society in the UK.

See full bio

Carolina Iglesias

Head of Funding and Liquidity Management, Banc Sabadell

Head of Funding and Liquidity Management, Banc Sabadell

Carolina Iglesias is head of funding and liquidity management at Banc Sabadell, where she started in 2004.

See full bio

Marc Just

Landesbank Baden-Württemberg

Head of FIG & SSA Origination

Marc Just is head of FIG and SSA Origination at Landesbank Baden-Württemberg (LBBW). Before this, he was heading the FIG Origination Team for Germany and Austria.

See full bio

Wolfgang Kälberer

Head of Brussels Office

Association of German Pfandbrief Banks (vdp)

Wolfgang Kälberer is head of the Brussels office of the Association of German Pfandbrief Banks (vdp). Wolfgang Kälberer represents the interests of all 46 vdp members vis à vis the European Commission, the European Parliament and EU Member States. He deals with all European aspects relevant to German Pfandbrief Banks.

See full bio

Emma Kearney


Euromoney Conferences

Emma is director of Euromoney Conferences, managing all aspects of the business and its operations in EMEA and North America

See full bio

Richard Kemmish


Euromoney Conferences

Richard Kemmish is an independent consultant specialising in the covered bond market. He has over 20 years of experience in the mortgage finance market working initially on mortgage securitisations (until it became fashionable) and subsequently on covered bonds.

See full bio

Jonas Klink

Co-Head FIG Trading

Banco Santander

Jonas Klink is co- head of FIG Trading and a business developer. After successfully building up an award winning multi-currency covered bonds business, he is now leading a team of four, responsible for covered- and senior unsecured bonds and ABS.

See full bio

Rafal Kozlowski

President and Chief Executive Officer

PKO Bank Hipoteczny

Rafał Kozłowski the president and chief executive officer at PKO Bank Hipoteczny. He is a leading specialist in the area of mortgage banking, financial risk, controlling, audit and reporting. During his career, he has worked on building banking strategies and budgets and monitoring their implementation; preparation of financial analysis and

See full bio

Ales Kralik

Head of Unit, Capital Market

Ministry of Finance of the Czech Republic

Ales Kralik has been working as head of the capital market department at the Ministry of Finance since June 2014. Since June 2004, he was involved in this department in the implementation and negotiation of legislation of the European Union in this area.

See full bio

Arnaud-Guilhem Lamy

Market Head Covered Bonds, Financials and SRI, Portfolio Manager

BNP Paribas Asset Management

Arnaud-Guilhem Lamy is the socially responsible investing and financial/covered bonds management specialist within the sovereign and aggregate management team.

See full bio

Andrew Lennon

Director, Capital Markets

Euromoney Conferences

Andrew Lennon manages the sales team at Euromoney Conferences globally. In his nine years at Euromoney, Andrew has launched a multitude of finance and investment conferences across a variety of markets, managing the projects from idea origination to delivery on the day.

See full bio

Daniel Loughney

Portfolio Manager, Global Multi Sector


Daniel Loughney is a senior vice president and portfolio manager at AllianceBernstein, focusing on global rates and currencies for long only and long/short global multi-sector strategies.

See full bio

Elise Lucotte

Senior Credit Officer


Elise Lucotte is a senior credit officer at Moody’s in Paris. She has worked on covered bond ratings in a number of jurisdictions, with a focus on France, Belgium and Finland.

See full bio

Friedrich Luithlen

Head of Covered Bonds

DZ Bank

Friedrich Luithlen is head of covered bonds and a DCM originator with DZ Bank. Fritz has been covering financial institutions and SSAs in various European and overseas markets since 2004. He is also responsible for the covered bond product category within the bank’s primary market business across regions.

See full bio

Hon-Cheung Man

Senior Portfolio Manager ABS and Covered Bonds

NN Investment Partners

Hon-Cheung Man is senior portfolio manager of ABS and covered bonds who joined NN Investment Partners in 2014.

See full bio

Agustin Martin Calmarza

Head of European Credit Research


Agustín Martín is the head of European credit research for BBVA, based in London. He holds a degree in electrical engineering from the Universidad Pontificia de Comillas in 2001 and a Msc in advanced econometrics and statistics applied to electrical engineering in 2004 from the same university

See full bio

Michael McCormick

Head of Covered Bond Origination

Credit Suisse

Michael McCormick is head of covered bond origination at Credit Suisse. He has over 10 years of experience in the covered bond market and has been responsible for covered bond origination at Credit Suisse for the past three years.

See full bio

Götz Michl

Head of Funding and Debt Investor Relations

Deutsche Pfandbriefbank

Götz Michl joined pbb Deutsche Pfandbriefbank in July 2010 when he was appointed head of funding and debt investor relations.

See full bio

Andreea Moraru

Senior Banker

European Bank for Reconstruction and Development (EBRD)

Andreea Moraru is an associate director - senior banker in the financial institutions group of EBRD. She has over 15 years of experience in leading, structuring, negotiating, and implementing of a wide range of debt and equity projects within the banking, insurance and leasing sectors in CEE, Russia, Turkey and

See full bio

Vito Natale

Senior Vice President, Structured Finance Group

DBRS Ratings

Vito Natale is a senior vice president in the structured finance group at DBRS Ratings Limited in London, where he is responsible for managing the rating activities for European RMBS and covered bonds.

See full bio

Wojtek Niebrzydowski

Vice President, Global Term Funding, Treasury


Wojtek Niebrzydowski is a vice president, global term funding, treasury at CIBC, located in Toronto, Canada. He is responsible for all term funding and capital execution in addition to development, structuring, and execution of the bank’s own assets RMBS, ABS, synthetic, covered bond and credit risk mitigation programs in the

See full bio

Jakub Niesłuchowski

Deputy Chief Executive Officer

PKO Bank Hipoteczny S.A.

Jakub Niesłuchowski, as a member of the management board, is responsible for treasury including covered bonds, product (mortgage loans), IT and finance. From 2004 until 2015, he worked at PwC, where he led various projects in the field of the financial risk management, banks’ set-up and risk based performance measurement.

See full bio

Sally Onions


Allen & Overy

Sally Onions has advised on a large number of covered bond transactions, including transactions in the UK (having advised on 12 UK covered bond programmes for both banks and building societies and generally in relation to the implementation and update of the UK Regulated Covered Bond Regulations).

See full bio

Roberto Paciotti

Managing Director and Analytical Manager, Covered Bonds

S&P Global Ratings

Roberto Paciotti is the office head of S&P Global Ratings in Italy since April 2015. He is also the global analytical manager for covered bonds within the structured finance ratings group starting from 2012.

See full bio

Ted Packmohr

Head of Financials and Covered Bond Research


Ted Packmohr is head of financials and covered bond research at Commerzbank. He joined Dresdner Kleinwort in 1998, specialising in the analysis of the European covered bond and agency markets.

See full bio

Mark Pearce



Mark Pearce is responsible for the financials syndication function at HSBC including covered bonds but also senior, TLAC/MREL compliant instruments and bank/insurance capital.

See full bio

Armin Peter

Head of Syndicate


Armin Peter is global head of syndicate, a position to which he was appointed in October 2014, after almost eight years at UBS. Armin previously ran EMEA syndicate as well as the covered bond business and FIG flow syndicate.

See full bio

Filipe F Pontual

Managing Director

ABECIP (Brazilian Association of Real Estate Loans and Savings Companies)

Filipe F Pontual is the managing director of ABECIP (the Brazilian Association of Real Estate Loans and Savings Companies), which is an entity that is active in advocating the introduction of covered bonds into the Brazilian market.

See full bio

Karol Prazmo

Head of Treasury


Karol Prazmo is the group treasurer of mBank. Before taking on his current role, he was head of strategic balance sheet management and head of treasury for mBank Hipoteczny, the group’s mortgage bank subsidiary. He joined mBank in 2012 as an adviser to the management board.

See full bio

Massimiliano Rimarchi

Policy Expert

European Banking Authority

Massimiliano Rimarchi is policy expert within the credit market and operational risk unit, regulation department, of the European Banking Authority (EBA), where he mainly works on issues related to covered bonds and securitisation.

See full bio

Olivier Robert

Portfolio Manager

Amundi Asset Management

Olivier Robert is a portfolio manager for Euro rates, inflation and index fixed income management at Amundi Asset Management.

See full bio

Franz Rudolf

Managing Director, Head of Financials Credit Research


Franz Rudolf is a managing director at UniCredit and the head of financials credit research. Franz has more than 15 years’ experience in research and financial analysis (credit as well as equity).

See full bio

Maureen Schuller

Head of Covered Bonds Strategy and Financials Research


Maureen Schuller is head of covered bonds strategy and financials research at ING Wholesale Banking. She has worked as a bond strategist within ING Wholesale Banking since 2004.

See full bio

Patrick Seifert

Head of Primary Markets


Patrick Seifert is head of primary markets at Landesbank Baden-Württemberg (LBBW). Before this, he headed the FIG and SSA origination team. Providing tailor-made funding solutions for demanding issuers, LBBW is particularly appreciated for its excellent distribution capacity.

See full bio

David So

Executive Director, Debt Capital Markets, Asia-Pacific


.David So is an executive director for Natixis. He has spent the past 12 years in structured and debt capital markets (DCM) advising clients across financials, corporate and government-linked entities in the Asia-Pacific region and has worked with covered bond issuers across Asia-Pacific including Australia, New Zealand and Singapore.

See full bio

Jane Soldera

Vice President, Senior Credit Officer, Structured Finance Group

Moody's Investors Service

Jane Soldera is a vice president, senior credit officer in the covered bonds group at Moody’s Investors Service. She has been with Moody’s since 2003 and with the covered bonds group since 2008.

See full bio

Florian Sommer

Senior Strategist, Head of Sustainability Research

Union Investment

Florian Sommer is a senior strategist and head of sustainability research at Union Investment.  He has more than 15 years professional experience in portfolio management, research, and consultancy.

See full bio

Michael Spies

Vice President, Interest Rate Strategist, Covered Bonds and SSA


Michael Spies is a vice president in Citi’s interest rate strategy team covering the global covered bond, European SSA and euro futures markets.

See full bio

Edward Stevenson

Head of FIG, DCM

BNP Paribas

Edward has over 13 years of FIG DCM experience covering Northern European issuers. In 2010, he was appointed as Head of FIG DCM within Europe and has a team of 25 reporting to him.

See full bio

Ian Stewart

Executive Director

UK Regulated Covered Bond Council (RCBC)

Ian Stewart took up the role of representing and promoting UK regulated covered bond issuers in April 2017. Previously he had worked for 30 years with LBG and HBOS managing all of the secured residential mortgage programmes, including both RMBS and covered bonds.

See full bio

Henrik Stille

Portfolio Manager

Nordea Investment Management

Henrik Stille has been a portfolio manager for Nordea Investment Management in Copenhagen for nine years. He manages covered bonds, government bonds, and SSAs in G10 currencies.

See full bio

Mark Taylor

Head of Capital Markets

Leeds Building Society

Mark Taylor has worked at Leeds Building Society for nearly three years in its treasury team and as head of capital markets is responsible for all capital market related activity and influencing the overall funding strategy of the society.

See full bio

Bill Thornhill

Covered Bond Editor

GlobalCapital - now incorporating The Cover

Bill has been editor of The Cover, now part of GlobalCapital, since December 2010. He previously worked at International Financing Review (IFR) where he was assistant editor on structured finance.

See full bio

Marin Tolić

Head of Finance

Zagrebacka Banka d.d.

In his role, Marin is responsible for liquidity and interest rate management in the banking book, for managing the funding strategy and investment portfolio of the Bank. Marin joined Zagrebačka banka d.d. in 2008, in the Asset and Liability Management area.

See full bio

Shelley Tom

Senior Director, Global Term Funding, Treasury

Canadian Imperial Bank of Commerce

Shelley Tom is a senior director, global term funding, treasury at Canadian Imperial Bank of Commerce (CIBC), located in Toronto, Canada. 

See full bio

Mustafa Turan

Senior Vice President, Head of International Banking and Investor Relations


Mustafa Turan has a degree in management engineering from Istanbul Technical University. He joined VakıfBank as assistant internal auditor in 2003. After working in the internal audit department from 2003 to 2008, he then served as assistant manager and then manager in the investor relations department.

See full bio

Bernd Volk

Director, Head of Covered Bond and Agency Research

Deutsche Bank

Bernd Volk is head of European covered bond and agency research at Deutsche Bank. He has 20 years of experience in investments in the financial industry.

See full bio

Oliver Wagner

Investment Manager

VR Bank Rhein-Neckar

Oliver Wagner has over 20 years of experience in capital markets. In 2005 he joined VR Bank Rhein-Neckar eG located in Mannheim, one of the largest cooperative banks in Germany.

See full bio

Michael Weigerding

Assistant Vice President, Covered Bond Research


Michael Weigerding is assistant vice president of the covered bond research team at Commerzbank and has been in this role since 2013.

See full bio

Andreas Wein

Head of Funding and Investor Relations


Andreas Wein is head of funding and investor relations at Landesbank Baden-Wuerttemberg (LBBW) where he focuses on the long-term refinancing activities of the bank across all asset classes as well as on the dialogue with the investor community.

See full bio

Frank Will

Head of Covered Bond Research


Frank Will is global head of covered bond research at HSBC in Düsseldorf. Before joining HSBC, he was head of covered bond/supra and agency research at Royal Bank of Scotland in London for almost nine years.

See full bio

Bodo Winkler

Head of Credit Treasury and Investor Relations

Berlin Hyp

Bodo Winkler is head of credit treasury and investor relations at Berlin Hyp in Berlin. In addition to being responsible for the bank’s relations with investors and rating agencies, and the sale of customer derivatives, he also accounts for Berlin Hyp’s green bonds business.

See full bio