Indonesia Investment Forum 2017

Rico Usthavia Frans

Director of Digital Banking and Technology

Bank Mandiri


Born in 1970, Mr Rico Usthavia Frans completed undergraduate studies in electrical engineering in 1992 at Institute of Technology Bandung.  He started his career in the oil industry in 1993 before moving to the banking industry in 1995 by joining the management associate program at Citibank and remained at the company until 2010. At Citibank, his career progressed in various leadership roles across different jurisdictions. Following the early years of his work at Citibank, his roles at the bank progressed from e-business head from 2001 until 2006 to country marketing manager from 2006 to 2010.  In 2010, he joined Bank Mandiri and served in several capacities, including as group head electronic banking from 2010 to 2013 and SEVP transaction banking from 2013 until March 2016.  In March 2016, he was appointed director of digital banking and technology, a position he currently holds.


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Tue 04 Apr 2017

Mandarin Oriental, Jakarta