The Euromoney/EBRD/ECBC CEE Covered Bond Forum


András Simor

Senior Vice President, Chief Financial Officer and Chief Operating Officer


András Simor became the EBRD's senior vice president, chief financial officer and chief operating officer in November 2016. He was appointed as vice president and chief financial officer in October 2014.

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Yildirim Akar

Head of Group, Corporate Finance Department

Capital Markets Board of Turkey

Yildirim Akar is head of group at the corporate finance department at the Capital Markets Board of Turkey and currently he is responsible for development of corporate bond market.

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Luca Bertalot

Secretary General

European Mortgage Federation - European Covered Bond Council (EMF-ECBC)

Luca Bertalot is secretary general of the European Mortgage Federation - European Covered Bond Council (EMF-ECBC), representing the interests of EU mortgage lenders and the covered bond community in discussions with the European institutions and stakeholders in general on all issues relating to the retail and funding sides of the

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Noel Edison

Director and Head, Insurance, Financial Services and Financial Institutions


Noel Edison’s London and Istanbul based team is responsible for both equity and debt funding for the insurance, pensions, asset management and leasing industries, consumer finance, non-bank mortgage institutions, NPL Servicers and NPL Investments, factoring, stock exchanges and companies related to local capital markets infrastructure.

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Bojan Fras

Vice Governor

Croatian National Bank

Bojan Fras was appointed vice governor of the Croatian National Bank by the Croatian Parliament on 5 July 2013. Mr Fras coordinates and oversees legal function at the Croatian National Bank and the monitoring of consumer protection.

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Özlem Gökçeimam

Manager, Head of Structured Finance

Garanti Bank

Özlem Gökçeimam graduated from the Boğaziçi University Department of Political Science and International Relations and earned her MBA from Istanbul Bilgi University.

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Andrej Hronec

Head of Treasury and Asset Liability Management


Andrej Hronec has worked in treasury roles in the Slovak banking sector since 1997. He joined Citibank Slovakia as a trader in 1999, where he was responsible for money markets, fixed income trading and balance sheet management.

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Richard Kemmish


Euromoney Conferences

Richard Kemmish is an independent consultant specialising in the covered bond market. He has over 20 years of experience in the mortgage finance market working initially on mortgage securitisations (until it became fashionable) and subsequently on covered bonds.

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Rafal Kozlowski

President and Chief Executive Officer

PKO Bank Hipoteczny

Rafał Kozłowski the president and chief executive officer at PKO Bank Hipoteczny. He is a leading specialist in the area of mortgage banking, financial risk, controlling, audit and reporting. During his career, he has worked on building banking strategies and budgets and monitoring their implementation; preparation of financial analysis and

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Jacek Kubas

Principal, LC2 (Local Currency and Capital Markets Development)

European Bank for Reconstruction and Development (EBRD)

Jacek Kubas is a principal at the London office of the European Bank for Reconstruction and Development, in the EBRD’s Local Currency and Capital Markets Team (LC2). Jacek specialises in covered bonds, securitisation, derivatives and market infrastructure.

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André Küüsvek

Director for Local Currency and Capital Markets Development


André Küüsvek has been the director for local currency and capital markets development at the EBRD since late 2012.

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Andrew Lennon

Director, Capital Markets

Euromoney Conferences

Andrew Lennon manages the sales team at Euromoney Conferences globally. In his nine years at Euromoney, Andrew has launched a multitude of finance and investment conferences across a variety of markets, managing the projects from idea origination to delivery on the day.

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Matthias Melms

Senior Covered Bond Analyst


Matthias Melms is a senior covered bond analyst and deputy head of fixed income research at NORD/LB. The focus of NORD/LB covered bonds research is on the covered bond market in general and for the European core markets in particular.

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Zeki Önder

Executive Vice President


Zeki Önder has been with Şekerbank since 2002 as executive vice president in charge of the international banking division. He is a member of the executive committee and holds board membership positions in subsidiaries of Şekerbank.

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Martin Peter

Head of the Banking Department

Ministry of Finance of the Slovak Republic

Martin Peter is head of the banking department at the Ministry of Finance of the Slovak Republic He completed his law studies at the Comenius University in Bratislava, where he passed the certificate in European law and economics organised by the Erasmus University in Rotterdam and studied at the law

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Andrzej Reich


Polish Financial Supervision Authority

Andrzej Reich graduated from Warsaw University, receiving an MSc in physics and an MBA. He worked at the Institute of Physics of the Polish Academy of Sciences as a researcher until 1992.

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Massimiliano Rimarchi

Policy Expert

European Banking Authority

Massimiliano Rimarchi is policy expert within the credit market and operational risk unit, regulation department, of the European Banking Authority (EBA), where he mainly works on issues related to covered bonds and securitisation.

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Richard Segal

Senior Investment Analyst

Manulife Asset Management

Richard Segal is a senior investment analyst at Manulife Asset Management, working with the emerging markets debt team.

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Lucyna Stanczak-Wuczynska

Director EU Banks, Financial Institutions


Lucyna Stanczak-Wuczynska is a director - EU banks, in the Financial Institutions Group at the EBRD. As a director of the EU banks team, Lucyna has responsibility for the EBRD's activities in the banking sector in the EU countries of the EBRD (in the CEE and SEE).

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Janos Szuda

Deputy Chief Executive Officer

FHB Bank

Janos Szuda is the deputy chief executive officer of FHB Bank. He has responsibility for the treasury of FHB Group, including trading and sales, asset-liability and liquidity management, funding and issuance activity and refinancing of partner banks.

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Bill Thornhill

Covered Bond Editor

GlobalCapital - now incorporating The Cover

Bill has been editor of The Cover, now part of GlobalCapital, since December 2010. He previously worked at International Financing Review (IFR) where he was assistant editor on structured finance.

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Liviu Voinea

Deputy Governor

National Bank of Romania

Liviu Voinea has been Deputy Governor of the National Bank of Romania since October 2014. He coordinates, among others, the financial stability and the international relations departments; he is also vice-president of the Monetary Policy Committee.

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